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Richard P. Moran, CFP®
Paul Heising, MBA, CFP®
Lisa McElravey, CFP®
Robert H. Sowder, CFS®, AIF®
Keys to a Successful Relationship
What You Can Expect
Our team provides financial planning advice and strategies for many life events:
- Transition to retirement.
- Financial legacy planning.
- Inflation-protected income.
- Income and estate tax reduction.
- Children's education or home purchase.
Our firm will:
- Treat you with respect, honesty and dignity.
- Be fiduciaries, putting your interests and goals first.
- Strive to acquire a complete and accurate understanding of your needs, your plans and your dreams.
- Meet with you annually to review your financial well-being, your investment strategy and your personal financial policy statement.
Mutual Responsibilities
Effective communication and mutual respect are essential to a successful partnership.
- We would like you to understand that our recommendations are always based on your best interest.
- As our client, you should know that all financial advice will be based on the information you provide. Complete disclosure is critical to sound advice.
- Our best clients become our advocates and want to introduce our firm to others. Most of our new clients come from referrals so we particularly value our advocates.
- Working together is essential to effective financial planning. To this end, we both need to work together to help you pursue your goals.
- We will agree to take the time to regularly review your Personal Financial Policy Statement.
- We will work together to develop mutual trust, respect and understanding.
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